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FAQs
Do you need 20% Down to buy a house?
1
Nope! Some loans allow 3.5% down, 3% down, and even 0% down!
Only the Military can have 0% down on a house.
2
Wrong! Some houses qualify for 0% down even if you are not military.
Do I have to come up with my own downpayment as a first time home buyer?
3
Not Always! Most people qualify for $25,000 in down payment assistance their first time buying a house! There are lower grants out there as well.
Do I have to pay my closing cost?
Typically, the seller pays the buyers closing cost out of the equity of the house!